Article 43

 

Sunday, September 05, 2004

Welcome

Welcome to article43.com - a memorial to the layed off workers of (PRE SBC MERGER) AT&T, and the disappearing MIDDLE CLASS citizens of America.  It is NOT endorsed or affiliated with AT&T or the CWA in any way.

This sticky post was written the day we appeared on the internet in 2004.

In addition to INFORMATION, resources and opinion for former AT&T workers DEALING WITH the EFFECTS OF LAYOFF and looking for meaningful employment, some articles here are meant to bring into awareness the LARGER PICTURE of corporate dominance of the UNITED STATES’ political and economic policies which brazenly DISREGARDS, disrespects and EXPLOITS worker, citizen and HUMAN RIGHTS under masks like FREE TRADE and the PATRIOT ACT - resulting in a return to a society of very rich and very poor dominated by a few very rich and powerful - whose voices are anything but - for the people. If left UNCHALLENGED, the self-serving interests of those in control may result in the end of DEMOCRACY, the end of the middle class, irreversible ENVIRONMENTAL damage to the planet, and widespread global poverty brought on by exploitation and supression of the voices of common people EVERYWHERE, while the United States turns into a REINCARNATION of the ROMAN EMPIRE.  Author Thom Hartmann shares some history and outlines some basic steps to return our country to “The People” in his two articles TEN STEPS TO RETURN TO DEMOCRACY and SAVING THE MIDDLE CLASS. I support CERNIG’S idea for a new POLITICAL MOVEMENT - if not a revolution to cleanse our country of the filth ruling it - as we EVOLVE into a GLOBAL community - assuming we learn the THE LESSONS OF OUR TIME and don’t DESTROY CIVILIZATION first.

Everything here can be viewed anonymously.  Inserting or commenting on articles requires a free user account (for former AT&T employees with a real, non throw-away, email address.) Requests to the new user registration page are redirected to BLOGGED DOT COM’S site because most new signups I get are from COMMENT SPAMMERS and their ilk, so if you want to contribute, contact me through email, phone, or some other way.

There’s no third-party scripts here like privacy-eroding WEB COUNTERS, hidden datamining widgets like Pay-Pal donation boxes, or AMAZON DOT COM tracking stuff.  The RSS feeds are pulled by the server, and have no relation to anything you may be doing here.  Standard Apache WEB LOGS of info like IP, and pages visited are rotated every few days, and used internally to check the web server’s performance.  Logs of suspicious activity may be shared with law enforcement, or other ISPs, to deal with troublemakers.  Nothing here is for sale, and donations are not solicited.

If you get an email that claims to be from somebody here that’s anything but a request to post your article, or report suspicious activity (like logs sent to an ISP to report an attack) - it’s SPAM. I do not, and will not - ever - join the junk mail sender community. There are no mechanisms to prevent anyone from forging anyone elses email address in a “from” or “reply-to” mail header. For those of us whose email addresses are fraudently used, the best we can do is filter out NDR REPORTS.

Per U.S.C. COPYRIGHT LAW - TITLE 17, SECTION 107, this not-for-profit site may reproduce copyrighted material not specifically authorized by the copyright owner. Such articles will either have a web link to the source, home page, and/or show credit to the author.  If yours is here and you have a problem with that, send me an EMAIL, and I’ll take it off. Stuff I wrote carries a CREATIVE COMMONS LICENSE permitting non-commercial sharing. In addition, this site’s owner forbids insertion and injecting data of any kind - especially advertisements - into ours by any person or entity.  Should you see a commercial ad that looks like it’s from here, please report it by sending me a tcpdump and/or screenshot in an EMAIL, then READ UP about how the PARTNERING OF INTERNET SERVICE PROVIDERS and companies like NEBUAD are DESTROYING INTERNET PRIVACY

Resumes of layed off AT&T workers are posted for free HERE.

Information on the Pension Class Action Lawsuit against AT&T is HERE.  More pension-related articles are HERE.

Links to some Telecom companies’ career pages are HERE.

Click HERE to learn a little about Article 43 and why I loathe the CWA.
Click HERE or HERE to learn what the CWA did when given a chance to do the right thing.
Click HERE for a glimpse of undemocratic and hypocritical CWA practices.
Click HERE for an article on Corporate Unionism.
Click HERE for an article of AFL-CIO’s undemocratic history.

If you’re looking for telco nostalgia, you won’t find it here.  Check out THE CENTRAL OFFICE, BELL SYSTEM MEMORIAL, MUSEUM OF COMMUNICATIONS, TELEPHONE TRIBUTE, and THE READING WORKS websites instead.

This site can disappear anytime if I run out of money to pay for luxuries like food, health care, or internet service.

Discernment of truth is left to the reader - whose encouraged to seek as much information as possible, from as many different sources as possible - and pass them through his/her own filters - before believing anything.

...the Devil is just one man with a plan, but evil, true evil, is a collaboration of men…
- Fox Mulder, X Files

No matter how big the lie; repeat it often enough and the masses will regard it as the truth.
- John F. Kennedy

Today my country, your country and the Earth face a corporate holocaust against human and Earthly rights. I call their efforts a holocaust because when giant corporations wield human rights backed by constitutions and the law (and therefore enforced by police, the courts, and armed forces) and sanctioned by cultural norms, the rights of people, other species and the Earth are annihilated.
- Richard L. Grossman

Unthinking respect for authority is the greatest enemy of truth.
- Albert Einstein

He who is not angry when there is just cause for anger is immoral. Why? Because anger looks to the good of justice. And if you can live amid injustice without anger, you are immoral as well as unjust.
- Aquinas

If you are neutral in situations of injustice, you have chosen the side of the oppressor. If an elephant has its foot on the tail of a mouse and you say that you are neutral, the mouse will not appreciate your neutrality.
- Bishop Desmond Tutu

Our lives begin to end the day we become silent about things that matter.
- Martin Luther King Jr

Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety.
- Benjamin Franklin

If we do not hang together, we will surely hang separately.
- Benjamin Franklin

We must be prepared to make heroic sacrifices for the cause of peace that we make ungrudgingly for the cause of war.
- Albert Einstein

Solidarity has always been key to political and economic advance by working families, and it is key to mastering the politics of globalization.
- Thomas Palley

Update 8/11/07 - As we head into the next depression, fueled by selfish corporate greed, and a corrupt, SOCIOPATHIC US government, MIKE WHITNEY has a solution that makes a lot of sense to me:

The impending credit crisis cant be avoided, but it could be mitigated by taking radical steps to soften the blow. Emergency changes to the federal tax code could put more money in the hands of maxed-out consumers and keep the economy sputtering along while efforts are made to curtail the ruinous trade deficit. We should eliminate the Social Security tax for any couple making under $60, 000 per year and restore the 1953 tax-brackets for Americans highest earners so that the upper 1%-- who have benefited the most from the years of prosperity---will be required to pay 93% of all earnings above the first $1 million income. At the same time, corporate profits should be taxed at a flat 35%, while capital gains should be locked in at 35%. No loopholes. No exceptions.

Congress should initiate a program of incentives for reopening American factories and provide generous sufbsidies to rebuild US manufacturing. The emphasis should be on reestablishing a competitive market for US exports while developing the new technologies which will address the imminent problems of environmental degradation, global warming, peak oil, overpopulation, resource scarcity, disease and food production. Off-shoring of American jobs should be penalized by tariffs levied against the offending industries.

The oil and natural gas industries should be nationalized with the profits earmarked for vocational training, free college tuition, universal health care and improvements to then nations infrastructure.

Posted by Admin on 09/05/04 •

Printable viewLink to this article
Home

Friday, April 19, 2019

The Next Recession Part 27

As US Economy Weakens, Economists Struggle to Predict Next Recession

By Dean Baker
Truthout
April 1, 2019

Many of the people who completely missed the worst recession since the Great Depression are trying to get out front and tell us about the next one on the way. The big item glowing in their crystal ball is an inversion of the yield curve. There has been an inversion of the yield curve before nearly every prior recession and we have never had an inversion of the yield curve without seeing a recession in the next two years.

Okay, if you have no idea what an inversion of the yield curve means, it probably means youre a normal person with better things to do with your time. But for economists, and especially those who monitor financial markets closely, this can be a big deal.

An inverted yield curve refers to the relationship between shorter-and longer-term interest rates. Typically, the longer-term interest rate - say, the interest rate you would get on a 30-year bond is higher than what you would get from lending short-term, like buying a three-month U.S. Treasury bill.

The logic is that if you are locking up your money for a longer period of time, you have to be compensated with a higher interest rate. Therefore, it is generally true that as you get to longer durations - say, a one year bond compared to three-month bond - the interest rate rises. This relationship between interest rates and the duration of the loan is what is known as the “yield curve.”

We get an inverted yield curve when this pattern of higher interest rates associated with longer-term lending does not hold, as is now the case. For example, on March 27, the interest rate on a three-month Treasury bill was 2.43 percent. The interest rate on a 10-year Treasury bond was just 2.38 percent, 0.05 percentage points lower. This means we have an inverted yield curve.

While this inversion has historically been associated with a recession in the not too distant future, this is not quite a curse of an inverted yield curve story. Most recessions are brought on by the Federal Reserve Board raising the overnight federal funds rate (a very short-term interest rate), which is directly under its control. The Fed does this to slow the economy, ostensibly because it wants to keep the inflation rate from rising.

The higher short-term rate tends to also raise long-term interest rates, like car loans and mortgages, which are the rates that matter more for the economy. However, longer-term rates tend not to rise as much as the short-term rate. In a more typical economy, we might expect a 3.0 percentage point rise in the federal funds rate to be associated with a 1.0-2.0 percentage point rise in the 10-year Treasury bond rate.

We get an inversion in this story when the Fed goes too far. It keeps raising the short-term rate, but investors in longer-term debt think that they see an end in sight to rate hikes and a reversal on the way. If the short-term rate is going to be falling to 2.0 percent or even lower in future months, then investors would welcome the possibility of locking in an interest rate like today’s 2.38 percent on 10-year bonds, even if it means foregoing a slighter higher short-term rate at the moment.

That’s pretty much the story we have today. Since December 2015, the Fed has raised the federal funds rate from essentially 0 to 2.5 percent. With little evidence of inflation and some signs of a weakening economy, many investors are betting that the Fed has stopped hiking rates and will soon be lowering them. This hardly means there will necessarily be a recession.

It is also worth noting that interest rates in the US are notably higher than in other countries, which do face a recession or near recession conditions. While the US 10-year Treasury bond pays 2.38 percent interest, a 10-year French bond pays just 0.31 percent. In the Netherlands, the interest rate is 0.13 percent, and in Germany, you have to pay the government 0.07 percent annually to lend them money.

The extraordinarily low long-term interest rates in other countries puts downward pressure on interest rates here, which is another factor in our inverted yield curve. The weakness of economies elsewhere does mean trade is likely to be a drag on growth in the immediate future, but it does not mean a recession.

To sum up the general picture, the U.S. economy is definitely weakening. The tax cut did provide a boost to growth in 2018, as shareholders spent much of the money they were given from the corporate tax cut. But there will be no additional boost in 2019. There was no investment boom to give us a big push going forward. Also, the rise in mortgage interest rates last year, following the Fed rate hikes, slowed housing.

As noted, trade is a drag on growth. With Republicans again concerned about deficits, since they got their tax cuts, we can probably expect some cuts in government spending that will also dampen growth.

However, with wages growing at a respectable pace, and job growth remaining healthy, we should see enough consumption demand to keep the economy moving forward. That means slower growth, but no recession.

People should not spend time worrying about the curse of the inverted yield curve, at least not unless something else bad happens to the economy.

SOURCE

Posted by Elvis on 04/19/19 •
Section Dying America • Section Next Recession, Next Depression
View (0) comment(s) or add a new one
Printable viewLink to this article
Home

Tuesday, April 09, 2019

Solutions to Save Our Nation

image: remember when america made stuff

If You Were President, What Would You Do?

By Philip A Farruggio
Global Research
April 7, 2019

I actually wrote an earlier text on this issue in 2012 when Obama was running for re-election. Sadly, ALL of the ISSUES AND IDEAS below were those that neither of the Two Party/One Party system would dare to agree with.

Now we are in the Age of Trump and the pirates have really been let loose on us. All the Democrats seem to focus on is Russia Russia Russia. If I hear the phrase “The Mueller Report” anymore I think I will be committed! The skinny of all this is that the Democrats focus on the absurdities of Trump’s tweets and misinformation, along with a ridiculous border wall.

Meanwhile, while the Dow breaks records and “reported unemployment figures are low,” few from either party seem to grasp the “Why of this.” Well, the late and great Naval Air Colonel Bob Bowman, who had his epiphany after serving in Vietnam, explained it all to me many years ago. I asked him about Wall Street and the Dow, and about our labor figures. “Philip,” he said, ”It’s all very simple to understand. Unemployment figures will be lower when either many of the low wage earners will have to get two and even three part time jobs to survive, or have given up even looking for work. As far as the Dow index, when wages are going up the Dow will be low. When wages are going or staying down the Dow will go up. Period!”

I dont intend to list countless measures that, as President, I would take. No, rather, in this world of one minute sound bites and KISS (Keep it Simple Stupid) I have a streamlined platform that covers the really pertinent and key issues of our day:

Cut the military spending drastically to save our states, their cities and our prestige as a nation. The 25% Solution Movement has a simple and novel approach to this: Congress cuts military spending 25% by an “Up and Down” vote, since this spending is considered Discretionary As President I will use my bully pulpit to go directly to the American public, urging everyone to A) get out and continually demonstrate for this, and B) let their congressional representatives know that they will not vote for anyone who refuses to support this! Period!

Use the added revenues from the above action ($ 170 billion a year) to send to all 50 states to help with their budget deficits. This would then allow the states to send money to the cities for the same purpose. No need to lay off police, firefighters, teachers etc or to close libraries and schools. You get my drift?

End the occupations of Iraq & Afghanistan and send the troops home ASAP!  This would save us over $ 100 billion a year and stop the killing of our troops and the innocent civilians that they kill. It would also allow the UN, along with the Middle Eastern nations, to help stabilize those two countries.

Flat Surtax of 50% on all personal income over and above one million dollars per year. Let’s leave the federal tax rates as is and begin taxing the millionaires and mega millionaires. If we are truly a nation entrenched in the Judeo-Christian traditions and precepts, are we not supposed to be Our brother’s keeper? Cannot a person who earns millions in income, whether it is from salary, bonus, interest, commissions, or inheritance, afford to live quite well on 50% of those millions? Did you know that 50% of working Americans earn less than $ 27,000 a year? How can a single mother or father raise a child or two on that meager amount? Do the math and see how taking half from a very wealthy person is perhaps the most spiritual thing we can do as a nation.

Return the corporate tax rates to what they were in our recent past. Honor small business by instituting payroll tax forgiveness for up to the first $ 20,000 of wages, for both the employee and employer. This would return close to $ 1500 a year to each worker, tax free. The small business owner would have saved up to $ 1500 for each employee.  I would cap this plan at a maximum of 100 employees., though ALL employees anywhere still get their forgiveness. This plan would discourage őoff the books hiring and give small businesses more capital to stay competitive, if they choose.

Jumpstart a movement to get private money out of electoral politics - federal, state and local. Not an easy thing to accomplish, due to the 1976 Supreme Court ruling of Buckley vs. Valeo. That ruling stated that “Money is free speech.” How do we get around such an unfair interpretation without going insane and waiting 20 years for constitutional amendments? Well, as President, I would challenge you, the voters, who elect the moneyed interests time and time again. I would urge that you only support candidates who agree to limit acceptance of campaign donations up to $ 100 per person. On top of that, we must not support any candidate who accepts PAC money at all. Period!

I would push for Congress to open up Medicare for any American who wishes to buy in. It should be 100% government run with no room for private insurers. By some of the aforementioned actions, there would be plenty of money to jumpstart it etc. The buy in would still cost less than currently under our Medicare system , which relies on private insurers too much. Having such a system would be easier to manage, with one claim form for all.

Why not have our federal government jumpstart community nonprofit mortgage banks? Imagine if your city, town or county opened, with federal loan guarantees, a nonprofit mortgage bank, charging only overhead costs? Translated: a current mortgage of let us say 5% from a for profit bank would now be perhaps 2% from a nonprofit community one.  More home ownership, fewer renters and economic stimulus for many such peripheral industries.

Windfall profits tax on Big Oil and Big Pharma. How can it be that the prices at the pumps and on medicines spiral upwards while the majority of working stiffs experience depression, both financially and psychologically? We would use the added revenue to create more solar energy use and wind farms. Portugal is getting more dependent upon wind for energy use. Why cant we? As far as medicines, letђs use the revenue increases from a windfall tax on Big Pharma to jumpstart an alternative care movement. We need more Americans to be able to get acupuncture and chiropractic treatment, massage therapy, psychological counseling to name a few such alternatives to established Western Medicine.  Lets be blunt: For too long our nation leads the world in the Ғdrug and cut mindset of medicine.

I could go on and on. For now, this is my platform. If you agree with even 2/3 of it, then voice your support. You know and I know that I cannot win election, but - the word will get out that we have viable options to what this current Two Party / One Party has been offering.

Philip A Farruggio is a son and grandson of Brooklyn, NYC longshoremen. He has been a free lance columnist since 2001, with over 400 of his work posted on sites like Global Research, Greanville Post, Off Guardian, Consortium News, Information Clearing House, Nation of Change, World News Trust, Op Ed News, Dissident Voice, Activist Post, Sleuth Journal, Truthout and many others. His blog can be read in full on World News Trust, whereupon he writes a great deal on the need to cut military spending drastically and send the savings back to save our cities. Philip has a internet interview show, “It’s the Empire Stupid” with producer Chuck Gregory

SOURCE

---

Want to Stimulate the Economy?
Lower the Retirement Age to 55 Now!

By Thom Hartmann
May 11, 2011

One of the most powerful forms of stimulus we could apply to our economy right now would be to lower the current Social Security retirement age from the current 65-67 to 55, and increase the benefits back to where they were in inflation-adjusted 1960s dollars by raising them between 10 to 20 percent (so people could actually live, albeit modestly, on Social Security).

The right-wing reaction to this, of course, will be to say that with fewer people working and more people drawing benefits, it would bankrupt Social Security and destroy the economy. But history shows the exact reverse.

Instead, it would eliminate the problem of unemployment in the United States. All those Boomers retiring would make room in the labor market for all the recent high-school and college graduates who are now finding it so hard to find a job.

If enough Boomers left the job market, it would even flip the current dynamic of too-many-people-chasing-too-few-jobs upside down, and create a tight labor markets. Tight labor markets drive up wages.

And as wages go up, tax revenues—which are paying for Social Security (among other things)—would increase.

Additionally, these new-into-the-workforce people can then pay off student loans, buy new houses and cars, and otherwise drive the economy from the bottom up. Which will further increase tax revenues further strengthening the Social Security system.

To further tighten the job market and drive up wages (and tax revenues), modify the Fair Labor Standards Act of 1938—which tightened the labor market and reduced unemployment by establishing the 40-hour work week - to include all hours worked by a person. We could also, like in France, drop the 40-hour maximum-workweek threshold to 35 hours (used by the Mitterrand government to successfully lower unemployment and stimulate the French economy). A final step would be to emulate the rest of the developed world and require by law that every worker get at least two to four weeks a year of paid vacation—further tightening the labor market.

In Uganda, Joseph Okwakoi gets it. He’s the president of the National Youth Council in that nation, a group that has considerable political power (and an affiliated Member of Parliament, the Central Youth Party’s Joseph Kasozi).

Earlier this month, Okwakoi called on Parliament and President Museveni to lower the age of retirement for government workers (the country’s largest employer) from the current 60 years of age to 55. This single act would instantly create about 15,000 job openings in the country, which could be filled by currently unemployed young people.

President Museveni replied that he’d consider it seriously, pointing out that, “The retirement age was actually 55 when we came but because of manpower shortage we put it at 60.” Now that the manpower shortage has eased, wages are falling, and unemployment is rising, he noted, “We shall study it.”

What Joseph Okwakoi understands is that there is a marketplace for labor. When the supply of labor exceeds demand, the price of labor ("wages") falls. On the other hand, when the demand for labor is at or greater than the supply of labor, the price of labor - wages - increases.

This is the main reason why the labor movements of the 18th and 19th centuries fought so hard against child labor; they knew that if children were removed from the labor marketplace, then the supply of labor (the number of people available to work) would decrease and the price of labor (wages) would increase. And, sure enough, that’s exactly what happened - and it began the creation of a blue-collar middle class.

It’s also why the labor movement pushed for an 8-hour day and a 40-hour maximum workweek. By reducing the amount of labor available from each worker from the average 60 hours a week or so people were working before 1938, the labor market tightened up, increasing the number of people who could be employed and raising wages.

Of course, this is the exact opposite of American labor policy ever since the Reagan/Bush/Clinton/Bush era. Reagan drove down wages by busting unions (which tighten a labor marketplace); declared an amnesty for millions of then-illegal immigrant workers to increase the supply of labor and depress wages (particularly whacking the carpenters and other construction trades unions); and began the process (completed in a big way by Bill Clinton with NAFTA and GATT/WTO) of dismantling tariffs, taxes, and laws that made it expensive or illegal to export American jobs.

Reagan also put into the chairmanship of the Fed Alan Greenspan, who openly declared that his most important job as chairman of the Fed was to prevent “wage inflation”—a term which he exclusively applied to working-class people. Greenspan is still preaching that now-discredited and anti-American philosophy he learned from Ayn Rand, in fact.

Having already largely wiped out the ability of a blue-collar single-wage-earner family to have a middle class lifestyle over the past 30 years, Greenspan now wants to go after white-collar workers by eliminating limits on H1B visas for skilled workers ranging from computer programmers to physicians to scientists. The investor class would always be protected, in the Greenspan world, but the working class—regardless of skill level—should always be the working poor.

In September of 2007, in an interview on C-SPAN for Book TV, Greenspan said:

We pay the highest skilled labor wages in the world. If we would open up our borders to skilled labor far more than we do, we would attract a very substantial quantity of skilled labor which would suppress the wage levels of the skilled, because the skilled are essentially being subsidized by the government, meaning our competition is being kept outside the country.

It’s shocking that ideologues like Greenspan, Reagan, and Clinton believe this, but they do. And the only way to reverse the past 29 years of Reaganomics/Clintonomics is to tighten up the labor market again. While a great start would be to pull out of our insane trade treaties and begin again protecting American manufacturers, that will take a decade for the impact to be truly felt even if we were to go back to our 1980 tariff levels today.

But providing space for a good chunk of the 16 percent of the American workforce over 55 years old will immediately take us to nearly zero unemployment and dramatically stimulate the economy. Then we can begin to bring our manufacturing jobs back home from China and the other important steps (Medicare For All and Card-Check for unionization) to restore the strength and integrity our nation and national economy once had.

Thom Hartmann can be heard daily on his radio show 12pm-3pm ET. Visit Thom’s WEBSITE to stream live or find a station near you.

SOURCE

Posted by Elvis on 04/09/19 •
Section Dying America
View (0) comment(s) or add a new one
Printable viewLink to this article
Home

Saturday, April 06, 2019

Bad Moon Rising Part 75 - Race To The Bottom 2

image: moved overseas

15 Years ago I WROTE ABOUT the fall of the Unites States, and rise of China, as we close down or move overseas more and more businesses, and ship more and more jobs to other countries, resulting in widespread unemployment and poverty of the disappearing of middle class America. We call it a RACE TO THE BOTTOM.

My opinions and fears haven’t changed over the years.

What does SURPRISE me though, is that our society hasn’t totally collapsed yet.

The folks at Anonymous sum it up below.

---

Anonymous Message To Citizens of the United States of America II

By David Cohen
Anonymous
April 6, 2019

Greetings citizens of the United States of America.

This is a message to wake you up to the coming changes in the world economy.

The United States has enjoyed the position of top global super power for many generations, but soon that time is coming to an end. CHINA is quickly rising to dominance on the global stage, and they are projected to overtake the United States economically and culturally in the years to come.

The Chinese military has also been overlooked and underestimated by westerners as it continues to grow.

Last month, it was announced that the government of China set a defense budget growth target of 7.5 percent in 2019, which is slower than last year but still enough to build a military that rivals the United States.

According to research from the Stockholm International Peace Research Institute, China spends considerably more on defense than they reveal to the public. There is no doubt that the United States still spends more on the military than any other country, but with China’s massive population, they can get more bang for their buck.

CHINA is beginning to take over the United States in many other ways also, especially in terms of economics. Just last month it was announced that Apple, one of the largest corporations in the world, has more suppliers and manufacturers in China and Hong Kong than anywhere else in the world.

The total number of production sites located in mainland China increased by 26 from the previous year to 380, accounting for almost 50% of all sites engaged in Apple’s supply chain. The 200 suppliers together represent 98% of Apples fiscal year procurement of materials, manufacturing, and assembly, according to the Asia Review.

China has massive leverage over the rest of the world by producing so many of our products. The outsourcing of jobs also weakens the economies of other nations and funnels large sums of money into the Chinese economy. This relationship, in part, has contributed to the massive debt crisis experienced in the United States economy. In fact, China is the largest foreign holder of US debt in the world.

The U.S. debt to China is $1.13 trillion as of January 2019. The rest of the $22 trillion national debt is owned by either the American people or by the U.S. government itself, but out of all the nations on earth outside of the US, China is the largest holder. Japan comes second at $1.07 trillion, followed by Brazil at $305 billion. Ireland holds $270 billion, and the United Kingdom owns $272 billion. China is now becoming a major player on the global stage that is quickly beginning to rival the United States.

Now the United States government is embroiled in a trade war with the government of China, but time will show that China has far more leverage in this situation. China is also on the cutting edge culturally, with a population that is far more educated than that of the US, and an increasing percentage of global patents and inventions. This is because the government of the United States has dumbed their citizens down to make them easier to control, while China is created a well-oiled machine and economic powerhouse.

The population of the United States has become soft because they have mostly lived in comfort, and they have allowed their government to become corrupt, unaware of what has been happening in the outside world. If the citizens of the United States are going to do anything to protect themselves from the coming changes in global politics, they must educate themselves and learn to become more self-sufficient and independent. The United States is quickly SLIDING into the ranking of a third world country, and without drastic action, the lives of comfort that citizens of the country have known will be COMING TO AN END. The rising influence of China can not be stopped, however, it is not too late to save your own country from the corrupt politicians that have run it into the ground.

The time has come for us to unite, the time has come for us to stand up and fight!

We are Anonymous!

We are Legion!

We do not forgive!

We do not forget!

Expect us!

SOURCE

---

“The American Dream Is Lost” - Ray Dalio Tells ‘60 Minutes’ Why American Capitalism Must Be Reformed

By Tyler Durden
Zerohedge
April 8, 2019

After giving $100 MILLION for Connecticut’s public schools and publishing a lengthy treatise entitled “Why And How Capitalism Needs To Be Reformed”, Bridgewater Associates founder Ray Dalio took his battle to encourage bipartisan though still-radical ‘reform’ of American capitalism to an even broader audience: that of CBS’s long-running television news magazine ‘60 Minutes’, where he invited the program’s journalists to interview him aboard his yacht near the Bahamas, and to the rarefied offices of Bridgewater, to hear about how the American system must either change, or die.

The interview included plenty of red meat for Dalio’s journalist guests, as the billionaire illustrated his point with bombastic quotes like the one below:

“I think the AMERICAN DREAM is LOST...for the most part we don’t even talk about it.”

But what’s not working?

“It’s not redistributing opportunity...there’s a growing wealth gap and a growing income gap.”

Dalio - who ‘60 Minutes’ claimed avoids extensive interviews despite his borderline pathological lust for publicity - reiterated many of the ‘solutions’ he proposed in his essay, included the notion that a ‘national emergency’ should be declared to deal with economic inequality.

“If I was president of the United States what I would do is recognize that this is a national emergency.”

Either that, or we risk allowing America’s longstanding Democratic institutions being thrown into upheaval, because the economic inequality will be resolved eventually. The question is whether the solution will involve practical reforms or a descent into authoritarianism.

“If you look at history, if you have two groups of people with very different economic conditions, and you have an economic down turn...YOU GET CONFLICT. If you look at the 1930s, you had 4 countries that were democracies that chose not to be democracies to bring order to the conflict.”

Channeling Warren Buffet, who pays very little in taxes due to the fact that most of his wealth is in stock, Dalio says ‘of course’ taxes should be raised on wealthy people like him. But the key is to take money raised by the government and use it “productively.” According to Dalio, the notion that tax cuts stimulate growth “doesn’t make any sense at all.”

But in response to all of the young people who believe socialism is the answer to America’s problems, Dalio would like them to know one thing: It definitely isn’t.

“Capitalism needs to be reformed...it doesn’t need to be abandoned. it needs to be reformed in order to work better. American capitalism isn’t sustainable.”

But what are the odds that the reforms of which Dalio speaks actually happen. If e had to assign probabilities, he said ‘60-40’ that the inequality issue will be dealt with ‘badly’ - implying either a violent revolution like he warned about in his essay, or the election of an authoritarian leader to “restore order”, as he put it.

Dalio, as CBS reminds us, bought his first stock when he was 12 with money he made as a golf caddie. However, the program’s description of Bridgewater’s army of analysts was slightly antiquated, depicting them as the drivers of the firm’s investment decisions (rather than a marketing tool. At Bridgewater, it’s well known that the machines make most of the investment decisions.) More humorously, ‘60 Minutes’ sat in on one of Bridgewater’s staff meetings, and gently reported that “there’s a bit of a Big Brother vibe”...and humorously pointed out that a camera visible in one of the company’s meetings “wasn’t ours, it’s theirs").

Though one fact that’s not up for debate: Bridgewater has made money for its clients during 25 of the last 28 years. And last year, when the S&P 500 sank 4.5%, Bridgewater posted a double-digit gain.

The interview closes with an apt metaphor for differentiating Dalio’s approach with tech billionaires like Jeff Bezos: Traveling near the ocean floor in a machine built for marine biologists to explore the Ocean floor, Dalio says he finds deep-sea exploration to be far more important than exploring space. “If I come down here and see the coral reefs are dying...it doesn’t take a genius to know that the something is out of balance.”

SOURCE

Posted by Elvis on 04/06/19 •
Section Bad Moon Rising
View (0) comment(s) or add a new one
Printable viewLink to this article
Home

Sunday, March 03, 2019

Data Brokers

image: data brokers

Here are the data brokers quietly buying and selling your personal information

By Steven Melendez and Alex Pasternack
Fast Company
March 2, 2019

Its no secret that your personal data is routinely bought and sold by dozens, possibly hundreds, of companies. What’s less known is who those companies are, and what exactly they do.

Thanks to a NEW VERMONT LAW requiring companies that buy and sell third-party personal data to register with the Secretary of State, weve been able to assemble a list of 121 data brokers operating in the U.S. It’s a rare, rough glimpse into a bustling economy that operates largely in the shadows, and often with few rules.

Even Vermonts first-of-its-kind law, which went into effect last month, doesn’t require data brokers to disclose whose in their databases, what data they collect, or who buys it. Nor does it require brokers to give consumers access to their own data or opt out of data collection. Brokers are, however required to provide some information about their opt-out systems under the law - assuming they provide one.

If you do want to keep your data out of the hands of these companies, you’ll often have to contact them one by one through whatever opt-out systems they provide; more on that below.

The registry is an expansive, alphabet soup of companies, from lesser-known organizations that help landlords research potential tenants or deliver marketing leads to insurance companies, to the quiet giants of data. Those include big names in people search, like Spokeo, ZoomInfo, White Pages, PeopleSmart, Intelius, PeopleFinders, and the numerous other websites they operate; credit reporting, like Equifax, Experian, and TransUnion; and advertising and marketing, like Acxiom, Oracle, LexisNexis, Innovis, and KBM. Some companies also specialize in “risk mitigation,” which can include credit reporting but also background checks and other identity verification services.

Still, these 121 entities represent just a fraction of the broader data economy: The Vermont law only covers third-party data firms - those trafficking in the data of people with whom they have no relationship - as opposed to first-party - data holders like Amazon, Facebook, or Google, which collect their own enormous piles of detailed data directly from users.

What they know

By buying or licensing data or scraping public records, third-party data companies can assemble thousands of attributes each for billions of people. For decades, companies could buy up lists of magazines subscribers to build targeted advertising audiences. These days, if you use a smartphone or a credit card, its not difficult for a company to determine if you’ve just gone through a break-up, if you’re pregnant or trying to lose weight, whether you’re an extrovert, what medicine you take, where you’ve been, and even how you swipe and tap on your smartphone. (Browser cookies and trackers are a major part of this infrastructure, and like many websites, Fast Company’s site relies on them in order to serve content and ads.)

All that information can be used to create profiles of you - think of them as virtual, possibly erroneous versions of you - that can be used to target you with ads, classify the riskiness of your lifestyle, or help determine your eligibility for a job. Like the companies themselves, the risks can be hard to see. Apart from the dangers of merely collecting and storing all that data, detailed (and often erroneous) consumer profiles can lead to race or income-based discrimination, in a high-tech version of redlining.

Piles of personal data are flowing to political consultants attempting to influence your vote (like Cambridge Analytica) and to government agencies pursuing non-violent criminal suspects (like U.S. Immigration and Customs Enforcement). Meanwhile, people-search websites, accessible to virtually anyone with a credit card, can be a goldmine for doxxers, abusers, and stalkers.

People in the U.S. still struggle to understand the nature and scope of the data collected about them, according to a recent survey by the Pew Research Center, and only 9% believe they have a lot of control over the data that is collected about them. Still, the vast majority, 74%, say it is very important to them to be in control of who can get that information.

Deleting your data

For companies regulated under the Fair Credit Reporting Act (FCRA), including traditional credit bureaus, you have the right to request your personal data and request corrections of anything that’s wrong.

But for other companies that deal in data, like marketing and people finder companies, U.S. law mostly doesn[t make any such guarantees, though that may change in the future as state and federal legislatures consider further rules. Those could ultimately bring protections like the right-to-be-forgotten and other safeguards granted to European residents under the General Data Protection Regulation (GDPR), probably the strictest international consumer data policy.

To try to remove yourself from a company’s databases: Click on the name of the broker below, click “Filing History,” and then click “DATA BROKER REGISTRATION.” You’ll get a documentin PDF form that contains details from the company on how to opt out - provided the company allows you to opt-out.

You can also consult various online guides listing opt-out procedures. Griffin Boyce, systems administrator at Harvard University֒s Berkman Klein Center for Internet and Society, has compiled one such opt-out guide. Another guide is put together by Joel Winston, an attorney known for his work on data privacy and consumer protection. At Motherboard, Yael Grauer compiled another list of brokers with tips for opting out. If you’re a resident of the European Union, opt-out.eu has a guide to sending GDPR Erasure Requests.

You can also use the Data & Marketing Association’s DMAchoice program, which is primarily designed for opting out of direct mail and email messages, but is also used by some organizations to remove consumers from their lists entirely. It costs $2 to sign up for the program, and registration lasts two years.

If you’re part of a “protected class,” which includes victims of domestic violence, stalking, sexual assault, identity theft, or people who work in law enforcement, some states like California offer Safe at Home, a program that lets victims remove their contact info from databases with a single request. The National Network to End Domestic Violence has also assembled a guide to data brokers.

If you’re concerned about how a company is handling your personal data, you can file a complaint with the Federal Trade Commission, which has issued millions of dollars in penalties over unfair or unlawful behavior by credit agencies and data brokers.

You can limit data loss by deleting unnecessary apps, adjusting your privacy settings, using privacy tools like a VPN, and limiting what you post online.

In order to control your data, you may need to hand over some basic info to verify that its really you. But be careful about what you turn over. As Boyce writes, “other than credit reporting agencies such as Equifax, no one should ask for your Social Security number or tax ID while opting out. When sending a copy of your ID, mark out the ID number and draw a line across the photo.”

The data broker companies

Below are the companies that have registered under Vermont’s data broker law, with descriptions drawn from their websites or other sources where noted.

ACCUDATA INTEGRATED MARKETING INC.

Accudata operates mailing lists and marketing data services.

ACXION LLC

The data giants offerings now encompass more than 62 countries, 2.5 billion addressable consumers and more than 10,000 attributes - for a comprehensive representation of 68 percent of the world’s online population. Last year, following the Cambridge Analytica scandal and Facebook’s decision to end partnerships with Acxiom and other third-party data handlers, LiveRamp sold Acxiom to Interpublic Group, one of the world’s largest advertising agencies, for $2.3 billion. LiveRamp continues to operate as a leading “data onboarding” company, helping bring offline data online for marketing purposes.

ADVANTAGE CREDIT INC

Advantage Credit resells credit services and data for the mortgage and finance industry.

ADVANTAGE SALES AND MARKETING LLC

Advantage offers shopper marketing, retail merchandising, and other services to retailers and manufacturers.

ADVERTISE4SALES LLC

Advertise4Sales connects law firms and legal professionals across the country to tens of thousands of prospects requesting legal help in real-time via phone or web leads each month.

ALC INC

ALC (American List Counsel) has “become the industry’s leading privately held direct and digital data marketing services provider.”

ALL WEB LEADS INC

All Web Leads is an online lead generation company that sells the highest-quality sales leads to top insurance producers. (Crunchbase)

ALISOURCE HOLDINGS LLC

Altisource provides information about landlords to businesses that wish to market to them.

AMRENT INC

AmRent provides tenant screening services and data.

ANALYTICSIQ INC

[T]he first data company to consistently blend cognitive psychology with sophisticated data science to help you understand the who, what and why behind consumers and the decisions they make every day. Their accurate and comprehensive consumer database, PeopleCore, provides access to data attributes you can’t find anywhere else.

ASL MARKETING INC

ASL is “the nation’s premier provider of student marketing data, focused on the highly desirable 13-34-year-old market.

AUTOMATION RESEARCH INC DBA DATA VERIFY

DataVerify provides information for the mortgage and real estate loan industry.

AVRICK DIRECT INC

Mailing list and direct marketing company “specializing in data compilation.”

BACKGROUND INFORMATION SERVICES INC (BIS)

BIS focuses on employee and tenant screening.

BACKGROUNDCHECKS.COM LLC

Backgroundchecks.com provides online background checks and criminal records data.

BEENVERIFIED INC and its subsidiaries/affiliates

BeenVerified provides background check and people search services.

BELARDI OSTROY ALC LLC

“Belardi Wong is a full service digital & direct marketing agency, relentlessly focused on driving revenue, profit and customer growth.”

BLACK KNIGHT DADA AND ANALYTICS LLC

Black Knight provides loan and real estate data.

BLACKBAUD INC

“A supplier of software and services specifically designed for nonprofit organizations. Its products focus on fundraising, website management, CRM, analytics, financial management, ticketing, and education administration.” (Wikipedia)

CBCINNOVIS INC

CBCInnovis provides credit and real estate data.

CDK GLOBAL LLC

“CDK provides software and technology solutions for automotive retailers in the United States and internationally.”

CIC MORTGAGE CREDIT INC

CIC provides credit data for the mortgage industry.

CIVIS ANALYTICS INC

Civis is an Eric Schmidt-backed data science software and consultancy company founded by Dan Wagner in 2013. Wagner served as the chief analytics officer for Barack Obama’s 2012 re-election campaign. Read more from Fast Company here.

CLARITY SERVICES INC

Clarity Services is a unit of Experian focusing on alternative credit data.

COMPACT INFORMATION SYSTEMS

Provides specialty lists, data hygiene services, and direct marketing database solutions.

CONFI-CHEK

A people search conglomerate that owns Peoplefinders.com, Enformium Inc., PublicRecordsNOW.com, PrivateEye.com and Advanced Background Checks Inc.

CORELOGIC BACKGROUND DATA LLC

CoreLogic Background Data provides “wholesale background data” for screening purposes.

CORELOGIC CREDCO OF PUERTO RICO

CoreLogic Credco provides credit data to the mortgage industry.

CORELOGIC CREDCO LLC

CoreLogic Credco provides credit data to the mortgage industry.

CORELOGIC SCREENING SERVICES LLC

CoreLogic Screening Services provides tenant screening for rental properties.

CORELOGIC SOLUTIONS LLC

CoreLogic Solutions processes and provides property records for the real estate and mortgage industries.

CORTERA INC

Cortera provides credit information about businesses.

DATA FACTS INC

Data Facts provides information on consumers for background checks in lending, housing and more

DATAMENTORS LLC DBS V12

A “data and technology platform that links customer records with their proprietary blend of online, offline, and digital marketing data for highly personalized, one-to-one consumer marketing, regardless of device or channel.” (Crunchbase)

DATAMYX LLC DBA DELUXE MARKETING SOLUTIONS

A “leading provider of integrated information, technology and analytics. Datamyx serves customers in industries ranging from banking, credit unions, and mortgage providers to alternative finance, insurance, and others.”

DATASTREAM GROUP INC

Datastream “provides rich marketing data and real-time sales leads.”

DATAX LTD

DataX is a unit of Equifax focused on alternative credit data.

DIGITAL MEDIA SOLUTIONS

“Deploys diversified and data-driven digital media customer acquisition solutions, including performance marketing, digital agency and marketing technology solutions to help achieve the marketing objectives of clients.”

DIGITAL SEGMENT LLC

A multi-channel marketing company.

DROBU MEDIA LLC

Ad manager and lead generator for social media campaigns.

DUSTIN BLACKMAN

Dustin Blackman is the head of Drobu Media LLC, a lead generation service. He indicated to Fast Company that he intended to register only the business, not himself.

EDVISORS NETWORK INC

Edvisors “provides independent advertising-supported platforms for consumers to search compare and apply for private student loans.”

ENFORMION

Enformion “aggregates billions of United States public records into one of the largest online people databases.”

EPSILON DATA MANAGEMENT LLC

Epsilon is one of the largest data management companies in the world, and provides direct marketing and customer relationship management services, sending more than 40 billion e-mails each year.

EQUIFAX IBFORMATION SERVICES LLC

Incorporated in 1937, Equifax is one of the three major consumer credit reporting agencies. In 2017, the company said it suffered a cyberattack that exposed the data of more than 145.4 million Americans, including their full names, Social Security numbers, birth dates, addresses, and driver license numbers. At least 209,000 consumers’ credit card credentials were also taken in the attack.

EXPERIAN DATA CORP

A sibling of the giant U.S. credit reporting agency Experian Information Solutions and one of many subsidiaries of the Ireland-based data giant Experian PLC, the company operates Experian RentBureau, a database updated daily with millions of consumers “rental payment history data” from property owners/managers, electronic rent payment services and collection companies.

EXPERIAN FRAUD PREVENTION SOLUTIONS INC

An Experian unit providing a database focusing on fraudulent transactions.

EXPERIAN HEALTH INC

The healthcare division of the credit reporting agency, providing data and analytics for healthcare providers, labs, pharmacies, payers, and other risk-bearing entities.

EXPERIAN INFORMATION SOLUTIONS INC

One of the “big three credit reporting agencies, Experian also sells data analytics and marketing services, and purports to aggregate information on over one billion people and businesses, including 235 million individual U.S. consumers.”

EXPERIAN MARKETING SOLUTIONS INC

A marketing subsidiary of the credit reporting giant focused on identity-linkage and consumer research.

FD HOLDINGS LLC DBA FACTUAL DATA

Factual Data provides credit and other data to mortgage lenders.

FIRST AMERICAN DATA TREE LLC

DataTree “delivers the current and accurate real estate and property ownership data you need for your business.”

FIRST DIRECT INC and its subsidiaries/affiliates</a>

First Direct provides digital & traditional direct marketing.

FIRST ORION CORP

First Orion provides information on telephone callers, including contact information and the likelihood of a scam.

FOREWARN LLC

Forewarn provides background information about potential business associates, including real estate clients.

FUSED LEADS LLC

Fused Leads is “a pipeline to potential clients for the home improvement, auto insurance, auto finance, life insurance, mortgage, and health insurance industries.”

GENERAL INFORMATION SOLUTIONS LLC

GIS, which recently merged with HireRight, is a background screening company.

HEALTHCARE.COM

Not to be confused with the government insurance portal healthcare.gov, healthcare.com provides consumer marketing for insurance companies.

I360 LLC

Funded by the Koch brothers and started by a former adviser to John McCain’s presidential campaign, i360 has built one of the largest data, technology, and analytics platforms for political and commercial clients.

ID ANALYTICS LLC

ID Analytics is a unit of Symantec focused on credit and fraud risk mitigation.

IHS MARKIT

IHS Markit is a” global leader in information, analytics and solutions: for various industries.

INCHECK INC

InCheck is a background check provider.

INFLECTION RISK SOLUTIONS LLC

Inflection helps companies to make better and faster people decisions about who to hire, who to trust, and to whom they should grant access using in-house and public data that includes criminal records, sex offender registries, and global watchlists.

INFLECTION.COM INC

A subsidiary of Inflection Risk Solutions.

INFOCORE INC

Infocore “specializes in direct marketing, campaign strategy, and sourcing market data for domestic and multinational clients.”

INFOGROUP INC

Infogroup, FOUNDED by Vinod Gupta in 1972, “offers real-time data on 245 million individuals and 25 million businesses for customer acquisition and retention,” according to Wikipedia.

INFUTOR DATA SOLUTIONS

Infutor is “the expert in identity management, enabling brands to instantly identify consumers and make informed marketing decisions.”

Innovis Data Solutions Inc.

Innovis is a consumer credit reporting agency.

Instant Checkmate LLC

Instant Checkmate is a people search site that uses public records, including criminal records.

Insurance Services Office Inc.

ISO is a unit of Verisk that focuses on insurance risk and fraud identification.

IntelliCorp Records Inc.

IntelliCorp is a unit of Verisk focusing on employment background checks.

Intellireal LLC

Intellireal is a division of Equifax focusing on real estate analytics and valuation.

Interactive Data LLC

Interactive Data provides consumer information for risk mitigation, compliance, and identity verification.

IQ Data Systems Inc. dba Backgrounds Online

A nationwide data aggregator, IQ Data Systems offers private investigation, skip tracing, public record maintenance and background screening services,Ӕ and provides FCRA compliant background screening.Ӕ

ISO Claims Services Inc.

ISO manages insurance companies personal injury claims portfolios.

ISO Services Inc.

A subsidiary of data giant Verisk Analytics, ISO ғis a provider of statistical, actuarial, underwriting, and claims information and analytics; compliance and fraud identification tools for ԓinsurers, reinsurers, agents and brokers, insurance regulators, risk managers, and other participants in the property/casualty insurance marketplace.

IXI Corp.

Equifax-owned IXI analyzes household economics and ԓoffers customer targeting, segmentation, and market tracking solutions and services for financial services and consumer marketing firms.

KBM GROUP LLC

WPP-owned data giant KBM offers ԓmarketing strategy and analytics services.

KnowWho Inc.

KnowWho helps ԓgovernment relations, lobbying firms, advocacy groups, library patrons, and the government itself, connect with elected officials and their staffs for more than 15 years.

LexisNexis Risk Solutions Inc. and affiliates

This LexisNexis unit provides and works with data for risk management purposes.

Lundquist Consulting Inc.

LCI, part of Verisk Financial, provides data on bankruptcy matters.

MCH Inc. dba MCH Strategic Data

MCH ԓprovides the highest quality education, healthcare, government, and church data.

Modernize Inc.

A home improvement contractor marketplace.

National Consumer Telecom & Utilities Exhange Inc.

ԓNCTUE is a consumer reporting agency that maintains data such as payment and account history, reported by telecommunication, pay TV, and utility service providers that are members of NCTUE.

National Student Clearinghouse

The National Student Clearinghouse verifies where people attended school and the degrees they earned.

Neustar Inc.

Neustar ԓprovides real-time information and analytics for defense, telecommunications, entertainment, and marketing industries, and provides clearinghouse and directory services to the global communications industries, serving as the domain name registry for .biz, .us, .co, and .nyc top-level domains.

New England List Services Inc.

Offers targeted consumer mailing lists.

Open Dealer Exchange LLC dba 700 Credit LLC

700 Credit provides credit screening for car dealers.

Oracle America Inc. (Oracle Data Cloud)

Data giant ԓOracle Data Cloud gives marketers access to 5 billion global IDs, $3 trillion in consumer transactions, and more than 1,500 data partners available through the BlueKai Marketplace. With more than 45,000 prebuilt audiences spanning demographic, behavioral, B2B, online, offline, and transactional data, we bring together more data into a single location than any other solution.

OwnerIQ Inc.

OwnerIQ ԓprovides online advertising solutions and marketing channels for brands, retailers, and manufacturers and operates a platform for second party data for marketing.

Parasol Media Inc.

Parasol Leads is one of the insurance industryԒs highest quality leads generation services.

Partners Credit and Verification Solutions

Partners provides credit and background data to mortgage lenders.

Path2Response

Path2Response collects, aggregates and models consumer information.Ӕ

PeopleConnect Inc.

A people search company that owns Intelius and Classmates.com, providing access to criminal records, employee screening, background checks, and identity theft protection services.

Pipl Inc.

Pipl is a people search tool.

Plural Marketing Solutions Inc.

A company that builds engaging, consumer-centric paths and web sites.Ӕ

PossibleNOW Data Services

PossibleNOW is the leader in consumer regulatory compliance and consent solutions, and pioneered the concept of enterprise preference management.Ӕ

Project Applecart LLC

Project Applecart gathers data on adults in the U.S. via publicly available sources or via third-party license agreements. It analyzes the data to help advertisers address marketing and other communications to the relevant audience.Ӕ

Quality Planning Corp.

QPC provides analytics and information on policyholders for automobile insurance companies.

Rental Property Solutions LLC

Rental Property Solutions is a unit of CoreLogic that provides credit reporting information to landlords.

Reveal Mobile Inc.

Reveal provides location-based marketing & analytics to help companies reach audiences across mobile apps, digital advertising, and social media.

Ruf Strategic Solutions

A marketing firm owned by consumer identity management company Infutor with a focus on travel, tourism, insurance, e-commerce, and education.

SageStream LLC

SageStream is a consumer credit reporting company.

Skipmasher Inc.

For skiptracers and investigators.

Speedeon Data LLC

Speedeon DataӒs goal has been to provide our clients with the highest quality customer contact dataŔ

Spokeo Inc.

Spokeo is a people search giant that purports to provide access to 12 billion public records. In 2012, the Federal Trade Commission fined the company $800,000 and placed it under a 20-year privacy prohibition for marketing information for employment screening purposes without adhering to the Fair Credit Reporting Act, in the first FTC fine involving personal data collected online and sold to potential employers.

Spy Dialer Inc.

Spy Dialer is a people search website providing information on people by name or phone number.

Strategic Information Resources

SIR provides background and credit screening to employers, landlords, and lenders.

TALX Corp.

TALX is a unit of Equifax that provides employment information to companies and landlords through a database called The Work Number. As Fast Company previously reported, the database relies on feeds of detailed employee and salary data provided by the countrys biggest companies and organizations, including Facebook, Amazon, Microsoft, Oracle, Walmart, Twitter, AT&T, Harvard Law School, and the Commonwealth of Pennsylvania. In 2017, a security researcher exposed a breach in which employeesҒ data could be accessed using only Social Security numbers and dates of birth.

Teletrack LLC

CoreLogic Teletrack is a consumer reporting agency that provides consumer reports to third parties for the purpose of credit risk assessment and/or other purposes as permitted by law.Ӕ

The Lead Company Inc.

Specializing in quality real-time online insurance leads for auto, home, life, and health.

Thomas Reuters (CRC) LLC dba Refinitiv

Refinitiv operates the World-Check database used for financial know your customerӔ compliance and identity verification.

Towerdata Inc.

A multichannel marketing firm focused on email.

TransUnion

TransUnion is the smallest of the big threeӔ credit reporting agencies, alongside Experian and Equifax.

Truthfinder LLC

Truthfinder is a people search site that provides background checks and public records search capabilities.

Twine Data Inc.

Twine is a mobile data platform that works with app publishers who generate mobile data & the companies who need data for ad targeting.Ӕ (Crunchbase)

Viant Technology LLC

Viant, a former Time Inc. and current Meredith subsidiary, is a premier people-based advertising technology company, enabling marketers to plan, execute, and measure their digital media investments,Ӕ with access to over 250 million registered users in the U.S., infusing accuracy, reach and accountability into cross device advertising.Ӕ

WEST PUBLISHING CORP

A unit of Thomson Reuters, West offers tools for searching public records and legal records. In 2018, the non-profit Privacy International identified it as one of a number of firms HIRED BY Immigration and Customs Enforcement to provide data that can be used by the agency and others to identify and track people and their families, including for deportation.

WHITEPAGED INC

WhitePages provides people search and background information.

WHOODLE LLC

Whoodle is a people search and background check service.

WILAND INC

A provider of intelligence-driven predictive marketing solutions.

SOURCE

Posted by Elvis on 03/03/19 •
Section Privacy And Rights
View (0) comment(s) or add a new one
Printable viewLink to this article
Home
Page 1 of 631 pages  1 2 3 >  Last »

Statistics

Total page hits 9160478
Page rendered in 5.2329 seconds
41 queries executed
Debug mode is off
Total Entries: 3154
Total Comments: 337
Most Recent Entry: 04/19/2019 04:23 pm
Most Recent Comment on: 01/02/2016 09:13 pm
Total Logged in members: 0
Total guests: 6
Total anonymous users: 0
The most visitors ever was 114 on 10/26/2017 04:23 am


Email Us

Home

Members:
Login | Register
Resumes | Members

In memory of the layed off workers of AT&T

Today's Diversion

Every part of you has a secret language. Your hands and your feet say what you've done. - Rumi

Search


Advanced Search

Sections

Calendar

April 2019
S M T W T F S
  1 2 3 4 5 6
7 8 9 10 11 12 13
14 15 16 17 18 19 20
21 22 23 24 25 26 27
28 29 30        

Must Read

Most recent entries

RSS Feeds

Today's News

ARS Technica

External Links

Elvis Picks

BLS Pages

Favorites

All Posts

Archives

RSS


Creative Commons License


Support Bloggers' Rights